A Message From Social Security

Lake Havasu Mortuary is helping the Social Security office by giving you this information about Social Security Benefits.  If the deceased was receiving benefits, you need to contact us to report the death.  If you think you may be eligible for survivors benefits, you should contact us to apply. (800) 772-1213.

How Social Security Helps Families

Social Security survivor benefits help ease the financial burden that follows a worker's death.  Almost all children under the age of 18 will get monthly benefits if a working parent dies.  Other family members may be eligible for benefits, too. 

Anyone who has worked and paid Social Security (FICA) taxes has been earning Social Security Benefits for his of her family.  The amount of work needed to pay survivors benefits depends on the worker's age at the time of death.  It may be as little as 1 1/2 years for a young worker.  No one needs more than 10 years.

Who Can Get Survivors Benefits

Here is a list of family members who usually can get benefits:

*Widows and widowers age 60 or older.
*Widows and widowers at any age if caring for the deceased's child(ren) who are under age 16 or disabled.
*Divorced wives and husbands age 60 or older, if married to the deceased 10 years or more.
*Widows, widowers, divorced wives, and divorced husbands age 50 or older, if they are disabled.
*Children up to age 18.
*Children age 18-19, if they attend high school full time.
*Children over age 18, if they became disabled before age 22.
*The deceased worker's parents age 62 or older, if they were being supported by the worker.

A Special One-Time Payment

In Addition to the monthly benefits for family members, a one-time payment of $255 can be paid to a spouse who was living with the worker at the time of death.  If there is none, it can be paid to:

*    A Spouse who is eligible for benefits.
*    A child or children eligible for benefits.

This payment cannot be made if there is no eligible spouse or child.

For more information go on the Social Security web site, write or visit any Social Security office, or by phone the toll-free number is (800) 772-1213.  You can speak to a representative weekdays, 7 a.m. to 7 p.m.